Superannuation

The Australian Superannuation Industry
ASFA Research and Resource Centre
March 2017

The Australian superannuation industry has undergone remarkable change over the past century. Initially only available to employees in certain industries and professions, superannuation coverage is now near-universal – a consequence of decades of ongoing reform. The Australian retirement savings pool is now one of the largest in the world. Total superannuation assets stand at $2.2 trillion, or around 130 per cent of GDP.

This report looks at the history of superannuation, the structure of the industry, trends, regulation and services – admin, custoidial, insurance, investment management and advice.

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Annual SMSF Population Analysis Tables
ATO
2015

The link below contains demographic information of SMSFs, as well as individual members, as at 30 June 2015. They also include a more detailed analysis of asset allocation of SMSFs, as well as estimates of the total amount of ‘flows’ into and out of SMSFs. These tables are updated on an annual basis, when the June quarter updates are published.

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Thinking About Self Managed Super
ATO
October 2015

If you set up a self-managed super fund (SMSF), you’re in charge – you make the investment decisions for the fund and you’re held responsible for complying with the super and tax laws. It’s a major financial decision and you need to have the time and skills to do it.

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The Super Challenge Of Retirement Income Policy
CEDA
September 2015

Australia’s three-pillar approach to retirement income is internationally well regarded. However, many Australians currently approaching retirement face potential poverty, especially if they do not own their own homes. Australia’s aged dependency ratio (the number of people over 65 for every working-age person 15 to 64) is expected to double over the next 40 years, and the Australian Government recognises that current arrangements are fiscally unsustainable.

In this policy perspective, The super challenge of retirement income policy, CEDA examines:

  • A history of government support for retirement in Australia;
  • Market failure and the retirement income system;
  • Alternatives to the current retirement income system; and
  • Living income- and asset-poor in retirement

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Bricks And Mortar Underpin Australia’s Concentrated Private Wealth
Rice Warner
August 2015

In strategic terms Australia’s wealth management and superannuation sectors are a significant and vital part of the broader economy. Yet, in real terms, the dollar value of superannuation assets is in fact challenged quite starkly by the importance of residential property in Australians wealth. Rice Warner have find almost half (48%) of the superannuation market was represented by directly held property net of debt. Directly held property investments alone are equivalent to approximately 65% of superannuation assets.

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2025: What Will the Superannuation Industry Look Like in a Decade
AIST and BNP Paribas Securities Services
March 2015

AIST in conjunction with BNP Paribas Securities Services, undertook research to identify key longer-term issues the superannuation industry may face. By asking where you think the industry will be in 2025 we sought to consider how to best shape our industry, overcome challenges and maximise opportunities for asset owners, managers and investors.

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Asset Allocation Of Pension Funds Around The World
Mercer
February 2014

The asset allocation of pension funds varies around the world. This report, prepared by Mercer for the Financial Services Council, discusses some of the reasons for the differences, compares the Australian position and briefly discusses some of the reasons for the asset allocation within the Australian superannuation sector.

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